Low Rates & Fees, Happy Customers

No hassle rate quote is just a few clicks away. Our mission is to provide a great deal and great service for our clients. It all starts with knowing rates and fees up-front.

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30 Year Fixed

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15 Year Fixed

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FHA Home Loan

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VA Home Loan

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Mortgage Refinance Made Simple & Easy

Founded in 2013 as Colorado Mortgage Group, we believe navigating the mortgage process should be clear, informative, and stress-free.

As one of the leading mortgage brokers in town, we tear down the walls of jargon with friendly guidance, interactive tools, and personalized education. Forget high-pressure tactics; our sole focus is finding the perfect mortgage for your unique needs and securing you the best possible terms.

That’s why we ask you questions, listen, and provide expert guidance and solutions. The more you understand how mortgage loans work and how they are priced, the more you can make a good decision.

No matter your situation, whether you’re a first-time buyer looking for homeownership, a seasoned investor seeking to unlock equity, or a retiree looking to maximize your financial freedom, our can-do spirit and low mortgage rates will give you the information you need.

Here’s how we can help:

Our Services

Reverse Mortgage

Locus Mortgage offers various Reverse Mortgage programs for a comfortable retirement. Use a reverse mortgage to buy your dream home in retirement.

Refinance Your Home

Low Rates and Fees are the starting point for your refinance. We also want you to be happy with the process. From start to finish, we strive for professionalism and efficiency.

Purchase a Home

Execution and Certainty is essential when purchasing a home. Low rates and fees never hurt. You can count on us to treat your home purchase with unparalleled focus.

     EXCELLENT  
     Based on 21 reviews 
    
 
 
   
 
 
        
   Candy Wall 
 2024-10-01
 
 
 Trustindex verifies that the original source of the review is Google. Professional, experts in their field, fast and super efficient
And personalble
I continue to use this person
Thank you, for a efficient throughal process and painless
  
 
       
   Kang Ahn 
 2024-08-03
 
 
 Trustindex verifies that the original source of the review is Google. Updating the review: I just saw the new branding, David. At first, I was, "Who is Locus Mortgage and when did I leave a review?" :) David is the best in the business. Easy to work with, honest, responsive, gets you great deals. Branding looks great David and look forward to working with you again in the near future.
  
 
       
   Scott Thomas 
 2024-04-21
 
 
 Trustindex verifies that the original source of the review is Google. Working with David was a pleasure. He is knowledgeable, helpful, friendly and always ready to go the extra mile. Highly recommended
  
 
       
   Chuck & Cathy Buchfink 
 2024-03-29
 
 
 Trustindex verifies that the original source of the review is Google. David did a great job for us in finding the best interest rate possible and was always quick to respond and very helpful in navigating the process for us and answering all our questions.
  
 
       
   J McGraw 
 2022-04-12
 
 
 Trustindex verifies that the original source of the review is Google. I experienced excellent service with Jerry Cusik at CMG. He is able to offer very good closing costs for his clients. Don't waste your time with American Financing and others.
  
 
       
   Sheri Stoneman 
 2021-11-09
 
 
 Trustindex verifies that the original source of the review is Google. I worked with David Burson.  We experienced several hurdles along the way and David was tenacious.  I really appreciated his extra efforts!
Thanks again!
  
 
       
   Mahdi 
 2021-08-31
 
 
 Trustindex verifies that the original source of the review is Google. Competitive rates and By far the best and easiest financing  I’ve ever experienced. David is great, very knowledgeable and made everything go very smoothly.
  
 
       
   Jovita Schiffer 
 2021-08-31
 
 
 Trustindex verifies that the original source of the review is Google. I recently refinanced with Colorado mortgage and had the best mortgage experience ever. David Burson was very professional and genuinely wanted to find the best deal to fit my needs. He had the expertise and patience to carefully navigate my unusual circumstances. And I ended up saving much more than I thought I could in a new mortgage.  He was a pleasure to work with! I will definitely go back to David for any future mortgage needs and would highly recommend him to friends and family.

Why Choose Locus Mortgage?

As trusted Colorado mortgage lenders, we believe in building a relationship built on trust, transparency, and a genuine commitment to your success. Here’s why choosing us makes all the difference:

Don’t settle for anything less.

Choose Locus Mortgage and make handling your 2nd mortgage, VA refinance, or conventional loans a smooth, positive, and empowering experience.

Meet David Burson

Your Home Loan Mortgage Broker

At Locus Mortgage, we believe in educating our clients and the wisdom of experience. That’s why David Burson, our Broker/Owner with 20 years under his belt, is at the helm. David prioritizes building connections and finding solutions while chruncing the numbers.

David thrives on informing clients, understanding their unique situations, and guiding them through the complexities of the mortgage world with clear, honest communication.

david@locusmortage.com

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Frequently Asked Questions

What are the types of mortgages?

Choose stability with predictable payments through a fixed-rate mortgage, or opt for potential lower initial payments but future rate fluctuations with an adjustable-rate mortgage.

What is a reverse mortgage purchase?

Access funds to buy a new home while delaying traditional mortgage payments, but remember you’ll be using your home equity as collateral.

Can you go for a reverse mortgage refinance?

Yes. You have flexibility—switch to a new reverse mortgage Colorado with different terms or even a traditional mortgage if your situation changes.

How can you lock in a mortgage rate?

Secure your desired interest rate for a set period, typically 15-60 days, providing peace of mind during the home-buying process.

How does reverse mortgage purchase work?

Make a sizeable down payment while using a reverse mortgage to cover the remaining balance, allowing you to live in your new home without monthly mortgage payments.

What were the lowest mortgage rates in history?

As of January 2021, the lowest ever recorded 30-year fixed-rate mortgage rate stood at 2.65%.

What factors can affect mortgage rates?

Your credit score plays a major role in determining the interest rate you’ll receive on your mortgage

Low Rates & Fees, Happy Customers

30 Year Fixed

15 Year Fixed

FHA Home Loan

VA Home Loan

Mortgage Refinance Made Simple & Easy

Here’s how we can help:

Our Services

Reverse Mortgage

Refinance Your Home

Purchase a Home

Why Choose Locus Mortgage?

Don’t settle for anything less.

Meet David Burson

Your Home Loan Mortgage Broker

david@locusmortage.com

What’s In Trending

Clearing Up Myths About Jumbo Reverse Mortgage.

FHA Streamline Refinance Program in 2024: A Guide..

The Ultimate Home Refinancing Guide

Frequently Asked Questions

Quick Links

Services

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