Your Partner for Home Loans in  Colorado, Texas, Oregon

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Your Trusted Mortgage Advisors. Always Backed by Rates You Will Love

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At Locus Mortgage, our mission is simple: Informed Customers & Low Rates. We make it easy to get the information you need, starting with clear, upfront rates and fees—no surprises, no hassle. Know your options. Save time. Get started today.
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Mortgage Refinance Made Simple & Easy

Founded in 2013 as Colorado Mortgage Group, we believe navigating the mortgage process should be clear, informative, and stress-free.
As one of the leading mortgage brokers in town, we tear down the walls of jargon with friendly guidance, interactive tools, and personalized education. Forget high-pressure tactics; our sole focus is finding the perfect mortgage for your unique needs and securing you the best possible terms.

That’s why we ask you questions, listen, and provide expert guidance and solutions. The more you understand how mortgage loans work and how they are priced, the more you can make a good decision.

No matter your situation, whether you’re a first-time buyer looking for homeownership, a seasoned investor seeking to unlock equity, or a retiree looking to maximize your financial freedom, our can-do spirit and low mortgage rates will give you the information you need.

Here’s how we can help:

  • Conventional Loans
  • VA Loans and VA Streamline Refinance
  • FHA Loans
  • USDA Loans
  • Reverse Mortgage Refinance
  • Non-QM Loans
  • HELOC
  • Reverse Mortgage Purchase
  • Alternative Products (Bank Statement Loan)

Our Services

Reverse Mortgage

Locus Mortgage offers various Reverse Mortgage programs for a comfortable retirement. Use a reverse mortgage to buy your dream home in retirement.

Refinance Your Home

Low Rates and Fees are the starting point for your refinance. We also want you to be happy with the process. From start to finish, we strive for professionalism and efficiency.

Purchase a Home

Execution and Certainty is essential when purchasing a home. Low rates and fees never hurt. You can count on us to treat your home purchase with unparalleled focus.

Why Choose Locus Mortgage?

As trusted Colorado mortgage lenders, we believe in building a relationship built on trust, transparency, and a genuine commitment to your success. Here’s why choosing us makes all the difference:
  • Competitive Pricing With Low Mortgage Rates and Fees
  • Speed
  • Open Communication
  • People-First Approach
  • Experienced & Knowledgeable

Don’t settle for anything less.

Choose Locus Mortgage and make handling your 2nd mortgage, VA refinance, or conventional loans a smooth, positive, and empowering experience.
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Meet David Burson

Your Home Loan Mortgage Broker

At Locus Mortgage, we believe in educating our clients and the wisdom of experience. That’s why David Burson, our  Broker/Owner with 20 years under his belt, is at the helm. David prioritizes building connections and finding solutions while chruncing the numbers.
David thrives on informing clients, understanding their unique situations, and guiding them through the complexities of the mortgage world with clear, honest communication.

david@locusmortage.com

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Frequently Asked Questions

What are the types of mortgages?
Choose stability with predictable payments through a fixed-rate mortgage, or opt for potential lower initial payments but future rate fluctuations with an adjustable-rate mortgage.
What is a reverse mortgage purchase?
Access funds to buy a new home while delaying traditional mortgage payments, but remember you’ll be using your home equity as collateral.
Can you go for a reverse mortgage refinance?
Yes. You have flexibility—switch to a new reverse mortgage Colorado with different terms or even a traditional mortgage if your situation changes.
How can you lock in a mortgage rate?
Secure your desired interest rate for a set period, typically 15-60 days, providing peace of mind during the home-buying process.
How does reverse mortgage purchase work?
Make a sizeable down payment while using a reverse mortgage to cover the remaining balance, allowing you to live in your new home without monthly mortgage payments.
What were the lowest mortgage rates in history?
As of January 2021, the lowest ever recorded 30-year fixed-rate mortgage rate stood at 2.65%.
What factors can affect mortgage rates?
Your credit score plays a major role in determining the interest rate you’ll receive on your mortgage
Meeting People, Solving Problems, And Getting Things Done Bring Me Deep Satisfaction

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