Your Partner for Home Loans in Colorado, Texas, Oregon
Your Partner for Home Loans in Colorado, Texas, Oregon
Founded in 2013 as Colorado Mortgage Group, we believe navigating the mortgage process should be clear, informative, and stress-free. We also are turned-off by the traditional sales process. So we offer great low rates, transparent fees, without the pitch.
No matter your situation, whether you’re a first-time buyer looking for homeownership, a seasoned investor seeking to unlock equity, or a retiree looking to maximize your financial freedom, our can-do spirit and low mortgage rates will give you the information you need.
Locus Mortgage offers various Reverse Mortgage programs for a comfortable retirement. Use a reverse mortgage to buy your dream home in retirement.
Low Rates and Fees are the starting point for your refinance. We also want you to be happy with the process. From start to finish, we strive for professionalism and efficiency.
As trusted Colorado mortgage lenders, we believe in building a relationship built on trust, transparency, and a genuine commitment to your success. Here’s why choosing us makes all the difference:
Need help?
Our team is here to answer your questions.
Whether you’re not sure how to get started or want help understanding your options, we’re happy to assist.
We believe in pressure-free guidance, not sales calls. Reach out anytime.
Rate Alert
Want to track rates that match your exact scenario?
Click “Personalize My Rate” to receive bi-weekly updates based on the information you’ve entered.
This is the easiest way to watch the market and lock in when the timing is right — without re-entering your info each time.
What is this page?
This is the same live rate sheet we use when you call in for a quote.
Rates are shown from lowest to highest. Here’s how to understand the options:
This page gives you full transparency. You can see exactly what you qualify for and how your choices affect the rate and costs.
Where do I start?
To get an accurate quote, begin at the top of the form.
Enter all the requested information as accurately as possible:
These inputs directly affect your quoted rate. The more accurate your entries, the more personalized and reliable your quote will be.
Fee Breakdown Guide
This quote includes lender fees only.
To see an estimate of all fees, including third-party costs:
This will show estimated title fees, appraisal, taxes, and insurance. Since those vary by property and location, we only display lender fees here — the part we can quote precisely.
